ICICI Prudential iProtect Smart

ICICI Prudential iProtect Smart

Free premiums waiver, terminal illness payout, life stage cover, refund

Max Life Smart Secure Plus

Max Life Smart Secure Plus

Free terminal illness payout, high claim settlement, premium refund, top-up.

Bajaj Allianz Life eTouch

Bajaj Allianz Life eTouch

Free disability waiver, terminal illness payout, premium refund, Highest solvency.

TATA AIA SRS Vitality Protect

TATA AIA SRS Vitality Protect

Free terminal illness payout, premium refund, lifelong cover, quick claims.

Pure Term Insurance

Pure Term Insurance

Term insurance plan provides a lump-sum payout to your beneficiaries in case of your untimely demise.

Term Insurance with Riders

Term Insurance with Riders

Enhance your coverage with optional riders such as critical illness, accidental death, or disability benefits.

Return of Premium Term Insurance

Return of Premium Term Insurance

Get back all the premiums paid if you outlive the policy term, combining protection and savings.

Online Term Insurance

Online Term Insurance

Apply for term insurance conveniently online, with minimal paperwork and quick approval.

Testimonial

What Our Clients Say’s

Do you have term insurance to secure your family future? Did you compare your existing plan with other available term insurance in Bihar? Why wait when Family Raksha is here to assist you with your term insurance requirements.

We are a leading insurance web aggregator, offering various term insurance plans designed to meet the needs of residents in Bihar. Understanding the benefits and features of term insurance can help you make an informed decision about securing your family’s financial future.

Family Raksha Offers Comprehensive Term Insurance in Bihar

Comprehensive Coverage

At Family Raksha, we provide extensive term insurance plans designed to meet the diverse needs of individuals in Bihar. Our plans ensure that your family is financially secure, even in your absence. We offer high coverage amounts at affordable premiums, giving you peace of mind.

Affordable Premiums

We understand the importance of budget-friendly options, especially in a state like Bihar. Our term insurance plans come with affordable premiums, ensuring that you get maximum coverage without straining your finances.

Flexible Policy Terms

Family Raksha offers term insurance policies with flexible terms. You can choose the policy duration that best suits your needs, whether it’s 10, 20, or 30 years. This flexibility ensures that you can align your insurance plan with your financial goals.

Customizable Riders

To enhance your term insurance coverage, we provide various optional riders, such as:

  • Accidental Death Benefit Rider: Additional payout in case of death due to an accident.
  • Critical Illness Rider: Coverage for medical expenses if diagnosed with a critical illness.
  • Waiver of Premium Rider: Waives future premiums if the policyholder becomes disabled or critically ill.
Easy Application Process

Applying for term insurance with Family Raksha is simple and hassle-free. Our user-friendly online platform allows you to compare plans, get quotes, and purchase policies without any paperwork. Our customer support team is also available to assist you at every step.

Quick Claim Settlement

We prioritize quick and hassle-free claim settlements to ensure that your family receives the financial support they need without delay. Our efficient claim process and dedicated support team work to process claims promptly.

Tax Benefits

Our term insurance plans offer tax benefits under Section 80C and Section 10(10D) of the Income Tax Act. This not only provides financial security for your family but also helps you save on taxes.

Special Plans for Women

Recognizing the unique needs of women in Bihar, Family Raksha offers specialized term insurance plans catering to their specific requirements. These plans provide comprehensive coverage and additional benefits customized for women.

Coverage Against Debt

Our term insurance plans ensure that your family is not burdened with any outstanding debts, such as home loans or personal loans. The payout can be used to clear these debts, providing financial relief to your loved ones.

Protection Against Inflation

We offer term insurance plans that help protect your family against inflation. The lump sum payout can be invested to generate income, ensuring that your family can maintain their standard of living despite rising costs.

Critical Illness Coverage

In addition to the basic term insurance plan, we offer critical illness coverage that provides financial support if you are diagnosed with a severe illness. This helps cover medical expenses and loss of income, ensuring that your financial goals are not derailed.

Term Insurance Plans in Bihar: What We Offer

Family Raksha offers various options to help you select the best term insurance plan in Bihar based on your requirements and financial goals. It includes:

  • Level Term Insurance: Provides a fixed sum assured throughout the policy term.
  • Increasing Term Insurance: The sum assured increases each year.
  • Decreasing Term Insurance: The sum assured decreases over time, often used to cover a decreasing loan balance.
  • Return of Premium Term Insurance: Refunds the premiums paid if you survive the term of the policy.

How to Choose the Right Term Insurance Plan in Bihar

Choosing the right term insurance plan in Bihar involves considering several factors:

  • Coverage Amount: Assess the financial needs of your family to determine the coverage amount.
  • Policy Term: Select a policy term that aligns with your financial goals and obligations.
  • Premiums: Compare premiums to find a plan that fits your budget.
  • Additional Features: Look for features like riders or benefits that can enhance your policy.

We at Family Raksha provide tools and resources to help you compare different term insurance plans and make an informed decision.

Complete Your Application in 6 Simple Step with Family Raksha

  • Step 1: Provide your detail and requirement to get quote
  • Step 2: Select a plan that fits your needs and budget
  • Step 3: Fill out the application with accurate details.
  • Step 4: Some plans may require a medical examination.
  • Step 5: The insurance company will review your application and provide approval
  • Step 6: Issuance of insurance policy after review and approval.

How Family Raksha Can Help You Find the Best Term Insurance in Bihar

Family Raksha is a leading insurance web aggregator that helps you find the best term insurance plans in Bihar. We provide:

  • Comprehensive Comparisons: Compare various term insurance plans from top providers.
  • Expert Advice: Get professional advice tailored to your needs.
  • Easy Application: Simplify the application process with our support.
  • Customer Support: Receive ongoing assistance and support.

Our goal is to ensure you find the right term insurance plan to protect your family’s financial future.

Get your Customized Term Insurance in Bihar

Term insurance in Bihar is a practical and affordable solution for securing your family’s future. With Family Raksha’s assistance, you can navigate the options available and choose a plan that meets your needs. Don’t wait any longer—take the first step towards securing your family’s future today!

Explore the best term insurance plans in Bihar and get a free quote. Your family’s financial security is just a click away!

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