Care Supreme
Health cover
₹5 Lac - ₹ 1Cr
Cover For
1 Yrs - 3 Yrs
Claims paid(3months)
100%
Plan Details:-
- In-Patient Care: Up to SI (Sum Insured)
- Room rent limit: All Category Rooms Allowed
- ICU: No Limit
- Co-pay: 100% paid by the insurer
- Advance Technology Methods: Up to SI (Sum Insured)
- Pre-Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 60 days prior to hospitalization
- Post Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 180 days after discharge
- Day Care Treatment: All Day Care Procedures
- Domiciliary Hospitalization: Hospitalization at home up to SI (Sum Insured)
- AYUSH Treatment: Up to SI (Sum Insured)
- Organ Donor Cover: Up to SI (Sum Insured)
- Ambulance charges: Up to Rs.10,000 per year
- No Claim Bonus: Applicable when you do not make any claim in a policy year
- Restoration of cover: Unlimited Automatic Recharge for Related & Unrelated Illnesses.
Waiting periods:-
- Initial Waiting Period :- 30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies.
- Specific Illness cover :- 24 months; for slow growing diseases like knee replacement, hernia, cataract etc.
- Existing Illness cover :- 4 years
Care Supreme Direct
Health cover
₹5 Lac - ₹ 1Cr
Cover For
1 Yrs - 3 Yrs
Claims paid(3months)
100%
Plan Details:-
- In-Patient Care: Up to SI (Sum Insured)
- Room rent limit: All Category Rooms Allowed
- ICU: No Limit
- Co-pay: 100% paid by the insurer
- Advance Technology Methods: Up to SI (Sum Insured)
- Pre-Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 60 days prior to hospitalization
- Post Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 180 days after discharge
- Day Care Treatment: All Day Care Procedures
- Domiciliary Hospitalization: Hospitalization at home up to SI (Sum Insured)
- AYUSH Treatment: Up to SI (Sum Insured)
- Organ Donor Cover: Up to SI (Sum Insured)
- Ambulance charges: Up to Rs.10,000 per year
- No Claim Bonus: Applicable when you do not make any claim in a policy year
- Restoration of cover: Unlimited Automatic Recharge for Related & Unrelated Illnesses.
Waiting periods:-
- Initial Waiting Period :- 30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies.
- Specific Illness cover :- 24 months; for slow growing diseases like knee replacement, hernia, cataract etc.
- Existing Illness cover :- 4 years
Care Classic
Health cover
₹5 Lac - ₹ 1Cr
Cover For
1 Yrs - 3 Yrs
Claims paid(3months)
100%
Plan Details:-
- In-Patient Care: Up to SI (Sum Insured)
- Room rent limit: All Category Rooms Allowed
- ICU: No Limit
- Co-pay: 100% paid by the insurer
- Advance Technology Methods: Up to SI (Sum Insured)
- Pre-Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 60 days prior to hospitalization
- Post Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 180 days after discharge
- Day Care Treatment: All Day Care Procedures
- Domiciliary Hospitalization: Hospitalization at home up to SI (Sum Insured)
- AYUSH Treatment: Up to SI (Sum Insured)
- Organ Donor Cover: Up to SI (Sum Insured)
- Ambulance charges: Up to Rs.10,000 per year
- No Claim Bonus: Applicable when you do not make any claim in a policy year
- Restoration of cover: Unlimited Automatic Recharge for Related & Unrelated Illnesses.
Waiting periods:-
- Initial Waiting Period :- 30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies.
- Specific Illness cover :- 24 months; for slow growing diseases like knee replacement, hernia, cataract etc.
- Existing Illness cover :- 4 years
Care Advantage
Health cover
₹5 Lac - ₹ 1Cr
Cover For
1 Yrs - 3 Yrs
Claims paid(3months)
100%
Plan Details:-
- In-Patient Care: Up to SI (Sum Insured)
- Room rent limit: All Category Rooms Allowed
- ICU: No Limit
- Co-pay: 100% paid by the insurer
- Advance Technology Methods: Up to SI (Sum Insured)
- Pre-Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 60 days prior to hospitalization
- Post Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 180 days after discharge
- Day Care Treatment: All Day Care Procedures
- Domiciliary Hospitalization: Hospitalization at home up to SI (Sum Insured)
- AYUSH Treatment: Up to SI (Sum Insured)
- Organ Donor Cover: Up to SI (Sum Insured)
- Ambulance charges: Up to Rs.10,000 per year
- No Claim Bonus: Applicable when you do not make any claim in a policy year
- Restoration of cover: Unlimited Automatic Recharge for Related & Unrelated Illnesses.
Waiting periods:-
- Initial Waiting Period :- 30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies.
- Specific Illness cover :- 24 months; for slow growing diseases like knee replacement, hernia, cataract etc.
- Existing Illness cover :- 4 years
Optima Secure
Health cover
₹5 Lac - ₹ 1Cr
Cover For
1 Yrs - 3 Yrs
Claims paid(3months)
98.5%
Plan Details:-
- In-Patient Care: Up to SI (Sum Insured)
- Room rent limit: All Category Rooms Allowed
- ICU: No Limit
- Co-pay: 100% paid by the insurer
- Advance Technology Methods: Up to SI (Sum Insured)
- Pre-Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 60 days prior to hospitalization
- Post Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 180 days after discharge
- Day Care Treatment: All Day Care Procedures
- Domiciliary Hospitalization: Hospitalization at home up to SI (Sum Insured)
- AYUSH Treatment: Up to SI (Sum Insured)
- Organ Donor Cover: Up to SI (Sum Insured)
- Ambulance charges: Up to Rs.10,000 per year
- No Claim Bonus: Applicable when you do not make any claim in a policy year
- Restoration of cover: Unlimited Automatic Recharge for Related & Unrelated Illnesses.
Waiting periods:-
- Initial Waiting Period :- 30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies.
- Specific Illness cover :- 24 months; for slow growing diseases like knee replacement, hernia, cataract etc.
- Existing Illness cover :- 4 years
Optima Restore
Health cover
₹5 Lac - ₹ 1Cr
Cover For
1 Yrs - 3 Yrs
Claims paid(3months)
98.5%
Plan Details:-
- In-Patient Care: Up to SI (Sum Insured)
- Room rent limit: All Category Rooms Allowed
- ICU: No Limit
- Co-pay: 100% paid by the insurer
- Advance Technology Methods: Up to SI (Sum Insured)
- Pre-Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 60 days prior to hospitalization
- Post Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 180 days after discharge
- Day Care Treatment: All Day Care Procedures
- Domiciliary Hospitalization: Hospitalization at home up to SI (Sum Insured)
- AYUSH Treatment: Up to SI (Sum Insured)
- Organ Donor Cover: Up to SI (Sum Insured)
- Ambulance charges: Up to Rs.10,000 per year
- No Claim Bonus: Applicable when you do not make any claim in a policy year
- Restoration of cover: Unlimited Automatic Recharge for Related & Unrelated Illnesses.
Waiting periods:-
- Initial Waiting Period :- 30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies.
- Specific Illness cover :- 24 months; for slow growing diseases like knee replacement, hernia, cataract etc.
- Existing Illness cover :- 4 years
Health Elite Plus
Health cover
₹5 Lac - ₹ 1Cr
Cover For
1 Yrs - 3 Yrs
Claims paid(3months)
97.1%
Plan Details:-
- In-Patient Care: Up to SI (Sum Insured)
- Room rent limit: All Category Rooms Allowed
- ICU: No Limit
- Co-pay: 100% paid by the insurer
- Advance Technology Methods: Up to SI (Sum Insured)
- Pre-Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 60 days prior to hospitalization
- Post Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 180 days after discharge
- Day Care Treatment: All Day Care Procedures
- Domiciliary Hospitalization: Hospitalization at home up to SI (Sum Insured)
- AYUSH Treatment: Up to SI (Sum Insured)
- Organ Donor Cover: Up to SI (Sum Insured)
- Ambulance charges: Up to Rs.10,000 per year
- No Claim Bonus: Applicable when you do not make any claim in a policy year
- Restoration of cover: Unlimited Automatic Recharge for Related & Unrelated Illnesses.
Waiting periods:-
- Initial Waiting Period :- 30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies.
- Specific Illness cover :- 24 months; for slow growing diseases like knee replacement, hernia, cataract etc.
- Existing Illness cover :- 4 years
Health AdvantEdge
Health cover
₹5 Lac - ₹ 1Cr
Cover For
1 Yrs - 3 Yrs
Claims paid(3months)
97.1%
Plan Details:-
- In-Patient Care: Up to SI (Sum Insured)
- Room rent limit: All Category Rooms Allowed
- ICU: No Limit
- Co-pay: 100% paid by the insurer
- Advance Technology Methods: Up to SI (Sum Insured)
- Pre-Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 60 days prior to hospitalization
- Post Hospitalization Medical Expenses: Up to SI (Sum Insured), upto 180 days after discharge
- Day Care Treatment: All Day Care Procedures
- Domiciliary Hospitalization: Hospitalization at home up to SI (Sum Insured)
- AYUSH Treatment: Up to SI (Sum Insured)
- Organ Donor Cover: Up to SI (Sum Insured)
- Ambulance charges: Up to Rs.10,000 per year
- No Claim Bonus: Applicable when you do not make any claim in a policy year
- Restoration of cover: Unlimited Automatic Recharge for Related & Unrelated Illnesses.
Waiting periods:-
- Initial Waiting Period :- 30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies.
- Specific Illness cover :- 24 months; for slow growing diseases like knee replacement, hernia, cataract etc.
- Existing Illness cover :- 4 years